When Monthly Bills Become Too Much to Handle
    
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A teacher in Pretoria earns a decent salary. She has a car payment, a clothing account, two credit cards, and a personal loan she took out for home repairs. Each payment seemed manageable when she signed up. But the total became something else entirely. By the third week of every month, her account sits empty. She borrows from family to buy groceries. The stress affects her sleep, her work, and her health.

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