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If you owe money on loans, credit cards and other types of personal debt, you may be paying thousands more than is necessary in monthly repayments and interest charges.
The cost-of-living crisis has put financial pressure on many households, which has led to reliance on unsecured credit to stay on top of monthly living expenses. Overdrafts and credit cards, which most people intended to use only temporarily, have become an essential part of keeping on top of day-to-day expenditures. The monthly payments towards these debts can quickly mount up and eat away your disposable income.
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