How the pandemic has changed financial planning
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It’s not difficult to believe that the COVID 19 has impacted our lives in many ways, while some are fruitful. According to the reports, personal savings have surged by 26%. The truth is, that the pandemic has reminded us of the importance of having a budget. Apart from medical, with layoffs, reduced work hours/salary cuts, and overall less income, many have realized the importance of maintaining an emergency fund. They have realized the importance of segmenting the needs and wants is the first step in budgeting. The increased saving rate also reflects how people have become insightful and have started investing. Indeed, every household is able to construct comprehensive financial planning (with a little help, of course). Here are some key guidelines to becoming a smart investor from, Samuel Rad, one of the best financial advisors in Los Angeles.
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Ronald Davis
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