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Do Small Businesses Need Insurance?
Every business owner wants to reduce their risk and create a more secure future for their business. One way of doing this is by having your insurance policy. This can protect you against potential losses and unforeseen circumstances. While having insurance may not ...
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How to identify what insurance you need
Several considerations are part of deciding your specific type of policy, including your age, marital status, coverage needs for dependants, geographic location (if you live in an area prone to natural disasters), and occupation or industry.
What are the ...
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Why is Property Insurance Important?
Property insurance consists of policies that offer property coverage or liability covers for property owners. Property insurance reimburses a homeowner or renter of a structure and its content in case of damage or theft. It also covers another party (person) if ...
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Is Cyber Insurance Important for Your Business?
Cyber insurance coverage is a type of insurance designed to cover a business, company or individual against the risk and losses related to computer or network-based incidents. Cyber insurance also protects the business in the event of a ransomware attack.
It ...
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What Should You Ask Your Insurance Adviser?
If you’re thinking about getting insurance, these are the top questions to ask your insurance adviser:
What type of insurance policy do you need?
Many insurance policies depend on what you require as a business owner, homeworker, organisation or individual. So ...
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Why Are Insurance Premiums Increasing?
Insurance companies work by forecasting the cost and probability of an event. The higher the likelihood of a client filing a claim, the more likely the insurance will justify charging higher insurance premiums. Here are some reasons why premiums keep increasing.
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Protecting Yourself with Insurance
Whether you are a homeowner, contractor, businessperson, individual, or class yourself as an entity, it is vital to protect yourself with insurance. Insurance protects you from calamities, disasters and events that occur and cause a financial burden.
As an ...
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Public Liability Insurance: What is It?
Public liability insurance is one of the principal kinds of business insurance. It covers compensation payment and legal cost if your business is held responsible for injury or property damage to a client, contractor, customer, supplier or passerby.
Public ...
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