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Protecting Your Medical Career: The Importance of True Own Specialty ...


Over the past decade, the medical field has undergone significant transformations, leading to a decline in self-employed physicians and a rise in physicians transitioning to employment within institutionalized medicine. Unfortunately, this shift has ...




  By:   InsuranceMD    Hits:   9   Comments:   0



Disability Insurance for Women Physicians


Beth is a 35-year-old physician specializing in Internal Medicine. According to the American Society of Certified Life Underwriters, she is three times as likely as a 35-year-old male colleague to become disabled for 90 days or more.

The CDC reports she also ...




  By:   InsuranceMD    Hits:   10   Comments:   0



The Best Disability Insurance for Physicians: What to Look for & What to Avoid

The American Medical Association estimates that medical professionals are more likely to suffer a disability that prevents them from earning an income than to die prematurely.
 
That’s comforting news if you’re worried about your mortality. Less so if you’re ...




  By:   InsuranceMD    Hits:   7   Comments:   0



The Best Disability Insurance for Physicians: What to Look for & What to Avoid

The American Medical Association estimates that medical professionals are more likely to suffer a disability that prevents them from earning an income than to die prematurely.
 
That’s comforting news if you’re worried about your mortality. Less so if you’re ...




  By:   InsuranceMD    Hits:   5   Comments:   0



Mental Health Disability Insurance for a Resident Physician? Yes.

If you’re a doc battling depression, you’re not alone. A CDC report dated May 11, 2022, stated that 69% of physicians reported experiencing depression—13% with suicidal ideation.
And according to the American Foundation for Suicide Prevention, residents–docs just ...




  By:   InsuranceMD    Hits:   11   Comments:   0



Do Physicians Need Individual Disability Insurance?

Whether you’re working your way through residency, or you’ve been a physician for a while, one thing is sure: you have no time for an injury or illness. Physicians don’t call out and physicians don’t get sick or hurt, right?
But the truth is physicians ...




  By:   InsuranceMD    Hits:   5   Comments:   0



Disability Insurance Facts & Fixes


According to sources, 1 in 4 twenty-year-olds living today will suffer a disability prior to their retirement age. Although the most recognizable disabilities are those we can see with our eyes the facts are that according to the Council for Disability Awareness ...




  By:   InsuranceMD    Hits:   5   Comments:   0



Top 10 Frequently Asked Disability Insurance Questions

 1.When Do I Buy Disability Insurance
The best time to buy disability insurance is when you don’t need disability insurance. In order to qualify for disability insurance, you must first apply for the benefit, so the earlier the better. We encourage that you start ...




  By:   InsuranceMD    Hits:   9   Comments:   0



Principal Disability Policy Review for Physicians


Own Specialty Disability Insurance is a type of disability plan designed specifically for physicians. It protects you from any sickness or injury that may prevent you from working in your medical specialty by providing you with a tax-free income replacement. A ...




  By:   InsuranceMD    Hits:   8   Comments:   0



Group vs Individual: Which Physician Disability Insurance Plan is Right for You?

 
 
Healthcare workers have the most important job today because of the pandemic. But what if they are also the most at risk?
According to the Centers for Disease Control and Prevention (CDC), hospital and clinic employees constantly face hazards while ...




  By:   InsuranceMD    Hits:   6   Comments:   0

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