Every bank and non-bank financial institution has different eligibility criteria, but these are the most common ones used by most of them:

• Age: 21 to 60 years is usually preferred.
• Monthly Income: Many financial institutions ask for minimum monthly income of ₹15,000-₹25,000.
• Credit Score: If your credit score is more than 700, it’s a plus for you. More than 750 is even better.
• Experience: Some institutions require experience in your job of two years; others don’t.

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