If you’ve been contacted by A. Cambece Law Office, P.C., understanding your rights is essential. This blog explains how debt collection works, what options you have for negotiation, and how to protect yourself from unfair practices. Learn about wage garnishment, debt disputes, and the statute of limitations so you can respond confidently. With the right knowledge, you can safeguard your financial health and avoid unnecessary stress when dealing with debt collectors or law firms pursuing payment.