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New York Enacts APR Disclosure Laws

The new TILA-like Disclosure requirements were signed into law on December 23rd of 2020 with an original commencement date of June 21, 2021. However, since passing S.B. 5470 the New York Senate has provided additional guidance and updates (In March 2021), and ...


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  By:   GRANT PHILLIPS LAW, PLLC    Hits:   2   Comments:   0



New York Enacts APR Disclosure Laws

S.B. 5470 is a New York law requiring non-bank lenders to provide corporate borrowers specific disclosures in the loan paperwork and prior to formal consummation of the loan. The law was enacted in order to create more transparency for small business borrowers ...


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  By:   GRANT PHILLIPS LAW, PLLC    Hits:   0   Comments:   0



New York MCA Laws Updated

Advance, to make certain disclosures in the contract paperwork, available for a small business borrower to make informed borrowing decisions. Examples of required disclosures include revealing the total cost of financing as well as presenting the small business ...


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  By:   GRANT PHILLIPS LAW, PLLC    Hits:   0   Comments:   0



New York MCA Final Disclosure Laws

The final rules are a good start, but fall short in several areas. For example an MCA Funder is exempt from full disclosure if they are “partnered” with FDIC insured banks. Another shortfall is the inclusion of a $2,500,000 cap. Thus, commercial financing in ...


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  By:   GRANT PHILLIPS LAW, PLLC    Hits:   0   Comments:   0



Who Is the Top Knee Pain Doctor Near Me in New York City?

Knee pain can disrupt your daily routine, limit mobility, and reduce your overall quality of life. If you’re searching for the top Knee Pain doctor near me in New York City, you need a specialist who combines experience, advanced treatment methods, and ...


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  By:   gladysmeyers    Hits:   2   Comments:   0



Opciones de Medicare en Nueva York: Una guía completa

uando se trata de cobertura médica para personas mayores y personas elegibles, Medicare en Nueva York ofrece una amplia gama de opciones que a veces pueden resultar abrumadoras. Con numerosos planes, beneficios y regulaciones, comprender cómo funciona Medicare en el ...


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  By:   Enterate Medicare New York    Hits:   9   Comments:   0



Dr Ayman Attia Professional Medical Practice in New York: Dedicated Internal ...

When it comes to long-term health care, having a dedicated internal medicine physician can play an important role. Dr Ayman Attia Professional Medical Practice in New York is a place that people trust for healthcare for adults. They are good at taking care of ...


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  By:   Ayman Attia1    Hits:   4   Comments:   0



Switching Energy Suppliers in New York

Discover why switching energy suppliers in New York can slash your bills by 10-25%, lock in fixed rates against price spikes, and unlock green energy plans—all without service interruptions. In NY's deregulated market, choose ESCOs like City Power and Gas for ...


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  By:   Sagar_Launcher    Hits:   12   Comments:   0



Explorando Medicare Advantage en Nueva York: Una guía completa para adultos ...

La atención médica es uno de los aspectos más importantes de la planificación para la jubilación, y para los adultos mayores en Nueva York, Medicare ofrece una cobertura vital. Sin embargo, Medicare Original no siempre cubre todo, por lo que muchas personas exploran ...


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  By:   Enterate Medicare New York    Hits:   4   Comments:   0



Valhalla Memorials Honoring Affectionate Ones

Losing a loved one is one of life’s most emotional experiences. During this difficult time, families seek meaningful ways to honor and remember those who have passed. One of the most traditional and heartfelt methods is through headstones, timeless symbols of love, ...


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  By:   Valhalla Memorials    Hits:   4   Comments:   0

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